--- title: News + Updates | Plaza Home Mortgage | Plaza at a Glance (4) description: Plaza at a Glance | Check out our latest news (4) --- [Skip to Content](https://news.plazahomemortgage.com/newsupdates/tag/plaza-at-a-glance/page/4#main) - [wholesale](https://www.plazahomemortgage.com/becomeabroker/) - [Non-Delegated Correspondent](https://www.plazahomemortgage.com/minicorrespondent/) - [national correspondent](https://www.plazahomemortgage.com/correspondentlending/) - [reverse](https://www.plazahomemortgage.com/reverse/) - [about us](https://www.plazahomemortgage.com/aboutus/) - [contact us](https://www.plazahomemortgage.com/contactus/) [logo links to homepage](https://www.plazahomemortgage.com/) - [Wholesale](https://breeze.plazahomemortgage.com/epicportal/Default.aspx) - [Non-Delegated Correspondent](https://breeze.plazahomemortgage.com/epicportal/Default.aspx) - [National Correspondent](https://www.plazahomemortgage.com/login/) - [Reverse](https://www.plazahomemortgage.com/login/) - [wholesale](https://www.plazahomemortgage.com/becomeabroker/) - [Non-Delegated Correspondent](https://www.plazahomemortgage.com/minicorrespondent/) - [national correspondent](https://www.plazahomemortgage.com/correspondentlending/) - [reverse](https://www.plazahomemortgage.com/reverse/) - [about us](https://www.plazahomemortgage.com/aboutus/) - [contact us](https://www.plazahomemortgage.com/contactus/) - [Guest Login](https://www.plazahomemortgage.com/login/) - [Broker Login](https://breeze.plazahomemortgage.com/epicportal/Default.aspx) - [Mini-Correspondent Login](https://breeze.plazahomemortgage.com/epicportal/Default.aspx) - [Correspondent Login](https://www.plazahomemortgage.com/login/) - [Reverse Login](https://www.plazahomemortgage.com/login/) ![PHM\_Blog\_Hero\_820](https://news.plazahomemortgage.com/hubfs/PHM_Blog_Hero_820.jpg "PHM_Blog_Hero_820") # Plaza News + Updates ## [Plaza's July Training Calendar is Available!](https://news.plazahomemortgage.com/newsupdates/july-2023-training-calendar) Posted by [Plaza Training](https://news.plazahomemortgage.com/newsupdates/author/plaza-training) on July 26, 2023 Our full training calendar for the month of July is now available. Please follow the link to see a complete list of all of our upcoming training courses. As always, all of our trainings are complimentary and once you register, even if you miss the training, you will receive an email link to the training to view at your convenience. [Read More](https://news.plazahomemortgage.com/newsupdates/july-2023-training-calendar) Topics: [Plaza at a Glance](https://news.plazahomemortgage.com/newsupdates/tag/plaza-at-a-glance), [Plaza Training](https://news.plazahomemortgage.com/newsupdates/tag/plaza-training) ## [Stay Up-to-Date with Plaza's Program Updates](https://news.plazahomemortgage.com/newsupdates/stay-up-to-date-with-plazas-program-updates) Posted by [Plaza Home Mortgage](https://news.plazahomemortgage.com/newsupdates/author/plaza-home-mortgage) on June 21, 2023 | To help better serve you and your clients in any market cycle, [Plaza Home Mortgage](https://www.plazahomemortgage.com/?utm_campaign=Program%20Updates&utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-_PMZ0Ui-lBhIzLZ025lXWsBhGOmtw0sWGDol1hL-DXa2Oq1-6_nv7FdQc8BUysIBsyIBwr)®  is making the following guideline updates effective for locks on or after Wednesday, June 14: FHA and VA Manufactured Housing: - Overlay requiring AUS approval for manufactured housing has been removed - Overlay requiring manufactured date \< 10 years for a single-wide has been removed - Complete details can be found in the [FHA Fixed and ARM Guidelines](https://news.plazahomemortgage.com/hubfs/Program%20Updates/FHA%20Fixed%20and%20ARM%20Program%20Guidelines%20WH%206.13.23.pdf?utm_campaign=Program%20Updates&utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-_PMZ0Ui-lBhIzLZ025lXWsBhGOmtw0sWGDol1hL-DXa2Oq1-6_nv7FdQc8BUysIBsyIBwr) and the [VA Fixed and ARM Guidelines](https://news.plazahomemortgage.com/hubfs/Program%20Updates/VA%20Fixed%20and%20ARM%20Program%20Guidelines%20WH%206.13.23.pdf?utm_campaign=Program%20Updates&utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-_PMZ0Ui-lBhIzLZ025lXWsBhGOmtw0sWGDol1hL-DXa2Oq1-6_nv7FdQc8BUysIBsyIBwr) Conventional Conforming Agency Impound Waivers: - Added guidance for when escrow/impound waivers may be allowed up to 95% LTV - Complete details can be found in the [Conforming Fixed Guidelines](https://news.plazahomemortgage.com/hubfs/Program%20Updates/Conforming%20Fixed%20Program%20Guidelines%20WH%206.13.23.pdf?utm_campaign=Program%20Updates&utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-_PMZ0Ui-lBhIzLZ025lXWsBhGOmtw0sWGDol1hL-DXa2Oq1-6_nv7FdQc8BUysIBsyIBwr) FHA, VA and USDA Guideline Updates: - [FHA Guidelines](https://news.plazahomemortgage.com/hubfs/Program%20Updates/FHA%20Fixed%20and%20ARM%20Program%20Guidelines%20WH%206.13.23.pdf?utm_campaign=Program%20Updates&utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-_PMZ0Ui-lBhIzLZ025lXWsBhGOmtw0sWGDol1hL-DXa2Oq1-6_nv7FdQc8BUysIBsyIBwr) have been updated to incorporate conflict of interest information per [ML 2022-22](https://www.hud.gov/sites/dfiles/OCHCO/documents/2022-22hsgml.pdf?utm_campaign=Program%20Updates&utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-_PMZ0Ui-lBhIzLZ025lXWsBhGOmtw0sWGDol1hL-DXa2Oq1-6_nv7FdQc8BUysIBsyIBwr) - [USDA Guidelines](https://news.plazahomemortgage.com/hubfs/Program%20Updates/USDA%20Guaranteed%20Rural%20Housing%20Program%20Guidelines%20WH%206.13.23.pdf?utm_campaign=Program%20Updates&utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-_PMZ0Ui-lBhIzLZ025lXWsBhGOmtw0sWGDol1hL-DXa2Oq1-6_nv7FdQc8BUysIBsyIBwr) have been updated to clarify when borrowers may be removed from or added to refinances and added the info per HB-1-3555 regarding conflicts of interest - [VA Guidelines](https://news.plazahomemortgage.com/hubfs/Program%20Updates/VA%20Fixed%20and%20ARM%20Program%20Guidelines%20WH%206.13.23.pdf?utm_campaign=Program%20Updates&utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-_PMZ0Ui-lBhIzLZ025lXWsBhGOmtw0sWGDol1hL-DXa2Oq1-6_nv7FdQc8BUysIBsyIBwr) have been updated with the following: - Clarified refinance seasoning begins after completion of forbearance (if applicable) - A note has been added to include VA WebLGY appraisal transfer information - The requirement for an NFIP elevation certificate, if a manufactured home is in a flood zone, has been removed Please reach out to your Account Executive or [email](mailto:hereforyou@plazahomemortgage.com) us should you have any questions about these changes. | | --- |   [Read More](https://news.plazahomemortgage.com/newsupdates/stay-up-to-date-with-plazas-program-updates) Topics: [Wholesale News](https://news.plazahomemortgage.com/newsupdates/tag/wholesale-news), [Plaza at a Glance](https://news.plazahomemortgage.com/newsupdates/tag/plaza-at-a-glance), [Non-Delegated Correspondent News](https://news.plazahomemortgage.com/newsupdates/tag/non-delegated-correspondent-news), [Government Loans](https://news.plazahomemortgage.com/newsupdates/tag/government-loans) ## [Plaza's June Training Calendar is Available!](https://news.plazahomemortgage.com/newsupdates/june-2023-training-calendar) Posted by [Plaza Training](https://news.plazahomemortgage.com/newsupdates/author/plaza-training) on June 1, 2023 Our full training calendar for the month of June is now available. Please follow the link to see a complete list of all of our upcoming training courses. As always, all of our trainings are complimentary and once you register, even if you miss the training, you will receive an email link to the training to view at your convenience. ![Training June\_SOCIAL\_0523](https://news.plazahomemortgage.com/hs-fs/hubfs/Training%20June_SOCIAL_0523.jpg?width=400&height=400&name=Training%20June_SOCIAL_0523.jpg) [Read More](https://news.plazahomemortgage.com/newsupdates/june-2023-training-calendar) Topics: [Plaza at a Glance](https://news.plazahomemortgage.com/newsupdates/tag/plaza-at-a-glance), [Plaza Training](https://news.plazahomemortgage.com/newsupdates/tag/plaza-training) ## [Plaza's May Training Calendar is Available!](https://news.plazahomemortgage.com/newsupdates/may-2023-training-calendar) Posted by [Plaza Training](https://news.plazahomemortgage.com/newsupdates/author/plaza-training) on May 2, 2023 Our full training calendar for the month of May is now available. Please follow the link to see a complete list of all of our upcoming training courses. As always, all of our trainings are complimentary and once you register, even if you miss the training, you will receive an email link to the training to view at your convenience. ![02\_MAY Goals\_SOCIAL\_0423](https://news.plazahomemortgage.com/hs-fs/hubfs/02_MAY%20Goals_SOCIAL_0423.jpg?width=400&height=400&name=02_MAY%20Goals_SOCIAL_0423.jpg) [Read More](https://news.plazahomemortgage.com/newsupdates/may-2023-training-calendar) Topics: [Plaza at a Glance](https://news.plazahomemortgage.com/newsupdates/tag/plaza-at-a-glance), [Plaza Training](https://news.plazahomemortgage.com/newsupdates/tag/plaza-training) ## [Plaza's April Training Calendar is Available!](https://news.plazahomemortgage.com/newsupdates/april-2023-training-calendar) Posted by [Plaza Training](https://news.plazahomemortgage.com/newsupdates/author/plaza-training) on April 7, 2023 Our full training calendar for the month of April is now available. Please follow the link to see a complete list of all of our upcoming training courses. As always, all of our trainings are complimentary and once you register, even if you miss the training, you will receive an email link to the training to view at your convenience. [Read More](https://news.plazahomemortgage.com/newsupdates/april-2023-training-calendar) Topics: [Plaza at a Glance](https://news.plazahomemortgage.com/newsupdates/tag/plaza-at-a-glance), [Plaza Training](https://news.plazahomemortgage.com/newsupdates/tag/plaza-training) ## [Plaza's March Training Calendar is Available!](https://news.plazahomemortgage.com/newsupdates/march-2023-training-calendar) Posted by [Plaza Training](https://news.plazahomemortgage.com/newsupdates/author/plaza-training) on February 27, 2023 Our full training calendar for the month of March is now available. Please follow the link to see a complete list of all of our upcoming training courses. As always, all of our trainings are complimentary and once you register, even if you miss the training, you will receive an email link to the training to view at your convenience. [Read More](https://news.plazahomemortgage.com/newsupdates/march-2023-training-calendar) Topics: [Plaza at a Glance](https://news.plazahomemortgage.com/newsupdates/tag/plaza-at-a-glance), [Plaza Training](https://news.plazahomemortgage.com/newsupdates/tag/plaza-training) ## [Reduced FHA MIP is Ready at Plaza](https://news.plazahomemortgage.com/newsupdates/reduced-fha-mip-is-ready-at-plaza) Posted by [Plaza Home Mortgage](https://news.plazahomemortgage.com/newsupdates/author/plaza-home-mortgage) on February 24, 2023 Great news for borrowers! With the [recent announcement](https://www.hud.gov/sites/dfiles/OCHCO/documents/2023-05hsgml.pdf?utm_source=sfmc+pennymac&utm_medium=email&utm_campaign=NONDEL+FHA+MIP+DROP+-+CONTACTS&utm_term=Mortgagee+Letter+(ML)+2023-05&utm_id=646864&sfmc_id=148888308) of the reduction of FHA annual Mortgage Insurance Premium (MIP), [Plaza Home Mortgage](https://www.plazahomemortgage.com/)® will apply the new MI factors to FHA loans effective Monday, February 27, 2023. New MI factors will be applied to: [Read More](https://news.plazahomemortgage.com/newsupdates/reduced-fha-mip-is-ready-at-plaza) Topics: [Wholesale News](https://news.plazahomemortgage.com/newsupdates/tag/wholesale-news), [Plaza at a Glance](https://news.plazahomemortgage.com/newsupdates/tag/plaza-at-a-glance), [Non-Delegated Correspondent News](https://news.plazahomemortgage.com/newsupdates/tag/non-delegated-correspondent-news), [Government Loans](https://news.plazahomemortgage.com/newsupdates/tag/government-loans) ## [\[Download\] Your New LLPA Reference Guide](https://news.plazahomemortgage.com/newsupdates/download-your-new-llpa-reference-guide) Posted by [Plaza Home Mortgage](https://news.plazahomemortgage.com/newsupdates/author/plaza-home-mortgage) on February 23, 2023 At first glance, the new LLPAs, effective May 1, 2023, for [Fannie Mae](https://singlefamily.fanniemae.com/media/document/pdf/lender-letter-ll-2023-01-new-loan-level-price-adjustment-framework)® and [Freddie Mac](https://guide.freddiemac.com/ci/okcsFattach/get/1008783_7) loans, can seem daunting. That’s why we’ve created an [LLPA Reference Guide](https://news.plazahomemortgage.com/hubfs/PDF%20Flyers/195_LLPA%20Reference%20Guide.pdf) to help break it down for you! This guide shares how the new price adjustments compare to previous ones, showing areas where pricing went up or down. Currently all new 60-day Conventional locks for [Plaza Home Mortgage](https://www.plazahomemortgage.com/)® will utilize the new LLPAs. See the following timeframe for other lock periods: [Read More](https://news.plazahomemortgage.com/newsupdates/download-your-new-llpa-reference-guide) Topics: [Wholesale News](https://news.plazahomemortgage.com/newsupdates/tag/wholesale-news), [Plaza at a Glance](https://news.plazahomemortgage.com/newsupdates/tag/plaza-at-a-glance), [Non-Delegated Correspondent News](https://news.plazahomemortgage.com/newsupdates/tag/non-delegated-correspondent-news), [Government Loans](https://news.plazahomemortgage.com/newsupdates/tag/government-loans) ## [Plaza's February Training Calendar is Available!](https://news.plazahomemortgage.com/newsupdates/february-2023-training-calendar) Posted by [Plaza Training](https://news.plazahomemortgage.com/newsupdates/author/plaza-training) on January 31, 2023 Our full training calendar for the month of February is now available. Please follow the link to see a complete list of all of our upcoming training courses. As always, all of our trainings are complimentary and once you register, even if you miss the training, you will receive an email link to the training to view at your convenience. [Read More](https://news.plazahomemortgage.com/newsupdates/february-2023-training-calendar) Topics: [Plaza at a Glance](https://news.plazahomemortgage.com/newsupdates/tag/plaza-at-a-glance), [Plaza Training](https://news.plazahomemortgage.com/newsupdates/tag/plaza-training) ## [Plaza's January Training Calendar is Available!](https://news.plazahomemortgage.com/newsupdates/january-2023-training-calendar) Posted by [Plaza Training](https://news.plazahomemortgage.com/newsupdates/author/plaza-training) on January 4, 2023 Our full training calendar for the month of January is now available. Please follow the link to see a complete list of all of our upcoming training courses. As always, all of our trainings are complimentary and once you register, even if you miss the training, you will receive an email link to the training to view at your convenience. [Read More](https://news.plazahomemortgage.com/newsupdates/january-2023-training-calendar) Topics: [Plaza at a Glance](https://news.plazahomemortgage.com/newsupdates/tag/plaza-at-a-glance), [Plaza Training](https://news.plazahomemortgage.com/newsupdates/tag/plaza-training) [Previous](https://news.plazahomemortgage.com/newsupdates/tag/plaza-at-a-glance/page/3) [All posts](https://news.plazahomemortgage.com/newsupdates/all) [Next](https://news.plazahomemortgage.com/newsupdates/tag/plaza-at-a-glance/page/5) **Welcome to the Plaza Home Mortgage® News and Updates page. Here you can find the latest announcements, client updates, training and more from Plaza.**  ### Recent Posts ### Posts by Tag - [Plaza at a Glance (114)](https://news.plazahomemortgage.com/newsupdates/tag/plaza-at-a-glance) - [Wholesale News (84)](https://news.plazahomemortgage.com/newsupdates/tag/wholesale-news) - [Non-Delegated Correspondent News (71)](https://news.plazahomemortgage.com/newsupdates/tag/non-delegated-correspondent-news) - [Plaza Training (65)](https://news.plazahomemortgage.com/newsupdates/tag/plaza-training) - [National Correspondent News (54)](https://news.plazahomemortgage.com/newsupdates/tag/national-correspondent-news) - [Wholesale Program Updates (47)](https://news.plazahomemortgage.com/newsupdates/tag/wholesale-program-updates) - [Non-Delegated Correspondent Program Updates (36)](https://news.plazahomemortgage.com/newsupdates/tag/non-delegated-correspondent-program-updates) - [National Correspondent Program Updates (23)](https://news.plazahomemortgage.com/newsupdates/tag/national-correspondent-program-updates) - [Plaza in the News (13)](https://news.plazahomemortgage.com/newsupdates/tag/plaza-in-the-news) - [BREEZE LOS (11)](https://news.plazahomemortgage.com/newsupdates/tag/breeze-los) - [Government Loans (10)](https://news.plazahomemortgage.com/newsupdates/tag/government-loans) - [eClosing and Digital Lending Tools (6)](https://news.plazahomemortgage.com/newsupdates/tag/eclosing-and-digital-lending-tools) - [FHA Loans (5)](https://news.plazahomemortgage.com/newsupdates/tag/fha-loans) - [Plaza Events (5)](https://news.plazahomemortgage.com/newsupdates/tag/plaza-events) - [Correspondent Certified Loan Program (4)](https://news.plazahomemortgage.com/newsupdates/tag/correspondent-certified-loan-program) - [Renovation Loans (4)](https://news.plazahomemortgage.com/newsupdates/tag/renovation-loans) - [Jumbo Reverse (3)](https://news.plazahomemortgage.com/newsupdates/tag/jumbo-reverse) - [Reverse HECM (3)](https://news.plazahomemortgage.com/newsupdates/tag/reverse-hecm) - [Client Case Studies (2)](https://news.plazahomemortgage.com/newsupdates/tag/client-case-studies) - [Condo Lending (1)](https://news.plazahomemortgage.com/newsupdates/tag/condo-lending) - [USDA Loans (1)](https://news.plazahomemortgage.com/newsupdates/tag/usda-loans) - [VA Loans (1)](https://news.plazahomemortgage.com/newsupdates/tag/va-loans) See all [![Plaza](https://news.plazahomemortgage.com/hubfs/Plaza_January2020%20Theme/images/LIVE-PHM-vert-REV-T_small.png)](https://www.plazahomemortgage.com/) - [Licenses](https://www.plazahomemortgage.com/licenses/) - [careers](https://www.plazahomemortgage.com/careers/) - [contact](https://www.plazahomemortgage.com/contactus/) - [borrower info](https://www.plazahomemortgage.com/customerservice/) - [press](https://www.plazahomemortgage.com/pressreleases/) - [policies](https://www.plazahomemortgage.com/privacy/) - [resources](https://www.plazahomemortgage.com/resources/) - [training](https://www.plazahomemortgage.com/calendar/) - [Privacy](https://www.plazahomemortgage.com/privacypolicy/) - - - [NMLS](http://www.nmlsconsumeraccess.org/) [Plaza NMLS 2113](http://www.nmlsconsumeraccess.org/)