Plaza Home Mortgage® is happy to reintroduce Solutions Non-QM for our broker clients! We are here to help you fit the home finance needs of self-employed professionals and other non-W2 borrowers – with more flexibility and enhanced service levels.
Our Solutions Non-QM program has expanded eligibility guidelines and alternative documentation options:
- Standard documentation
- Bank statement (12 and 24 month)
- P&L
- VOE
- 1099
- Asset depletion
Plaza also offers a free Bank Statement Income Calculation service, a dedicated Scenario Desk and Non-QM Underwriting team to give you fast and accurate answers to your questions.
Program Highlights:
- Loan limits to $3.5 million
- Fixed and ARM products, and IO w/ 40 yr term
- Owner-occupied, second home and investment
- Purchase, R/T, Cash-out available
- SFR, PUD, 2-4 units, condos
- DTI up to 55%
- LTVs to 90% and no MI required
- FICOs to 660
Get started today by contacting us at hereforyou@plazahomemortgage.com.