Plaza News + Updates

[Wholesale] Solutions Non-QM is Back!

Posted by Plaza Wholesale on September 29, 2021

Plaza Home Mortgage® is happy to reintroduce Solutions Non-QM for our broker clients! We are here to help you fit the home finance needs of self-employed professionals and other non-W2 borrowers – with more flexibility and enhanced service levels.

Our Solutions Non-QM program has expanded eligibility guidelines and alternative documentation options:

  • Standard documentation
  • Bank statement (12 and 24 month)
  • P&L
  • VOE
  • 1099
  • Asset depletion

Plaza also offers a free Bank Statement Income Calculation service, a dedicated Scenario Desk and Non-QM Underwriting team to give you fast and accurate answers to your questions.

Program Highlights:

  • Loan limits to $3.5 million
  • Fixed and ARM products, and IO w/ 40 yr term
  • Owner-occupied, second home and investment
  • Purchase, R/T, Cash-out available
  • SFR, PUD, 2-4 units, condos
  • DTI up to 55%
  • LTVs to 90% and no MI required
  • FICOs to 660

Get started today by contacting us at

Solutions Non-QM

Topics: Wholesale News, Wholesale Program Updates, Plaza at a Glance, Mini-Correspondent News, Mini-Correspondent Program Updates

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