--- title: News + Updates | Plaza Home Mortgage | USDA Loans description: USDA Loans | Check out our latest news --- [Skip to Content](https://news.plazahomemortgage.com/newsupdates/tag/usda-loans#main) - [wholesale](https://www.plazahomemortgage.com/becomeabroker/) - [Non-Delegated Correspondent](https://www.plazahomemortgage.com/minicorrespondent/) - [national correspondent](https://www.plazahomemortgage.com/correspondentlending/) - [reverse](https://www.plazahomemortgage.com/reverse/) - [about us](https://www.plazahomemortgage.com/aboutus/) - [contact us](https://www.plazahomemortgage.com/contactus/) [logo links to homepage](https://www.plazahomemortgage.com/) - [Wholesale](https://breeze.plazahomemortgage.com/epicportal/Default.aspx) - [Non-Delegated Correspondent](https://breeze.plazahomemortgage.com/epicportal/Default.aspx) - [National Correspondent](https://www.plazahomemortgage.com/login/) - [Reverse](https://www.plazahomemortgage.com/login/) - [wholesale](https://www.plazahomemortgage.com/becomeabroker/) - [Non-Delegated Correspondent](https://www.plazahomemortgage.com/minicorrespondent/) - [national correspondent](https://www.plazahomemortgage.com/correspondentlending/) - [reverse](https://www.plazahomemortgage.com/reverse/) - [about us](https://www.plazahomemortgage.com/aboutus/) - [contact us](https://www.plazahomemortgage.com/contactus/) - [Guest Login](https://www.plazahomemortgage.com/login/) - [Broker Login](https://breeze.plazahomemortgage.com/epicportal/Default.aspx) - [Mini-Correspondent Login](https://breeze.plazahomemortgage.com/epicportal/Default.aspx) - [Correspondent Login](https://www.plazahomemortgage.com/login/) - [Reverse Login](https://www.plazahomemortgage.com/login/) ![PHM\_Blog\_Hero\_820](https://news.plazahomemortgage.com/hubfs/PHM_Blog_Hero_820.jpg "PHM_Blog_Hero_820") # Plaza News + Updates ## [NEW Lower FICOs for FHA, USDA and VA](https://news.plazahomemortgage.com/newsupdates/new-lower-ficos-for-fha-usda-and-va) Posted by [Plaza Home Mortgage](https://news.plazahomemortgage.com/newsupdates/author/plaza-home-mortgage) on March 17, 2021 [Plaza Home Mortgage](http://www.plazahomemortgage.com)® is making it easier to qualify more borrowers with reduced minimum FICO requirements for our FHA, VA and USDA programs! For these core loan programs, the new minimum FICO has been lowered to 600 for FHA and VA and 620 for USDA. We have also updated our popular FHA 203(k) program, which combines financing for the purchase or refinance of a home and its renovation into a single loan, to have a new reduced minimum FICO of 620. [Read More](https://news.plazahomemortgage.com/newsupdates/new-lower-ficos-for-fha-usda-and-va) Topics: [Wholesale News](https://news.plazahomemortgage.com/newsupdates/tag/wholesale-news), [Wholesale Program Updates](https://news.plazahomemortgage.com/newsupdates/tag/wholesale-program-updates), [National Correspondent News](https://news.plazahomemortgage.com/newsupdates/tag/national-correspondent-news), [FHA Loans](https://news.plazahomemortgage.com/newsupdates/tag/fha-loans), [USDA Loans](https://news.plazahomemortgage.com/newsupdates/tag/usda-loans), [Non-Delegated Correspondent News](https://news.plazahomemortgage.com/newsupdates/tag/non-delegated-correspondent-news), [Government Loans](https://news.plazahomemortgage.com/newsupdates/tag/government-loans), [VA Loans](https://news.plazahomemortgage.com/newsupdates/tag/va-loans), [National Correspondent Program Updates](https://news.plazahomemortgage.com/newsupdates/tag/national-correspondent-program-updates), [Non-Delegated Correspondent Program Updates](https://news.plazahomemortgage.com/newsupdates/tag/non-delegated-correspondent-program-updates) [All posts](https://news.plazahomemortgage.com/newsupdates/all) **Welcome to the Plaza Home Mortgage® News and Updates page. Here you can find the latest announcements, client updates, training and more from Plaza.**  ### Recent Posts ### Posts by Tag - [Plaza at a Glance (114)](https://news.plazahomemortgage.com/newsupdates/tag/plaza-at-a-glance) - [Wholesale News (84)](https://news.plazahomemortgage.com/newsupdates/tag/wholesale-news) - [Non-Delegated Correspondent News (71)](https://news.plazahomemortgage.com/newsupdates/tag/non-delegated-correspondent-news) - [Plaza Training (65)](https://news.plazahomemortgage.com/newsupdates/tag/plaza-training) - [National Correspondent News (54)](https://news.plazahomemortgage.com/newsupdates/tag/national-correspondent-news) - [Wholesale Program Updates (47)](https://news.plazahomemortgage.com/newsupdates/tag/wholesale-program-updates) - [Non-Delegated Correspondent Program Updates (36)](https://news.plazahomemortgage.com/newsupdates/tag/non-delegated-correspondent-program-updates) - [National Correspondent Program Updates (23)](https://news.plazahomemortgage.com/newsupdates/tag/national-correspondent-program-updates) - [Plaza in the News (13)](https://news.plazahomemortgage.com/newsupdates/tag/plaza-in-the-news) - [BREEZE LOS (11)](https://news.plazahomemortgage.com/newsupdates/tag/breeze-los) - [Government Loans (10)](https://news.plazahomemortgage.com/newsupdates/tag/government-loans) - [eClosing and Digital Lending Tools (6)](https://news.plazahomemortgage.com/newsupdates/tag/eclosing-and-digital-lending-tools) - [FHA Loans (5)](https://news.plazahomemortgage.com/newsupdates/tag/fha-loans) - [Plaza Events (5)](https://news.plazahomemortgage.com/newsupdates/tag/plaza-events) - [Correspondent Certified Loan Program (4)](https://news.plazahomemortgage.com/newsupdates/tag/correspondent-certified-loan-program) - [Renovation Loans (4)](https://news.plazahomemortgage.com/newsupdates/tag/renovation-loans) - [Jumbo Reverse (3)](https://news.plazahomemortgage.com/newsupdates/tag/jumbo-reverse) - [Reverse HECM (3)](https://news.plazahomemortgage.com/newsupdates/tag/reverse-hecm) - [Client Case Studies (2)](https://news.plazahomemortgage.com/newsupdates/tag/client-case-studies) - [Condo Lending (1)](https://news.plazahomemortgage.com/newsupdates/tag/condo-lending) - [USDA Loans (1)](https://news.plazahomemortgage.com/newsupdates/tag/usda-loans) - [VA Loans (1)](https://news.plazahomemortgage.com/newsupdates/tag/va-loans) See all [![Plaza](https://news.plazahomemortgage.com/hubfs/Plaza_January2020%20Theme/images/LIVE-PHM-vert-REV-T_small.png)](https://www.plazahomemortgage.com/) - [Licenses](https://www.plazahomemortgage.com/licenses/) - [careers](https://www.plazahomemortgage.com/careers/) - [contact](https://www.plazahomemortgage.com/contactus/) - [borrower info](https://www.plazahomemortgage.com/customerservice/) - [press](https://www.plazahomemortgage.com/pressreleases/) - [policies](https://www.plazahomemortgage.com/privacy/) - [resources](https://www.plazahomemortgage.com/resources/) - [training](https://www.plazahomemortgage.com/calendar/) - [Privacy](https://www.plazahomemortgage.com/privacypolicy/) - - - [NMLS](http://www.nmlsconsumeraccess.org/) [Plaza NMLS 2113](http://www.nmlsconsumeraccess.org/)